Christ-Centered Financial Counseling
Money is not something we own—it’s something we steward.
That may sound simple, but it changes everything.
This isn’t about behavior modification alone—it’s about heart transformation that leads to different behavior over time.
Who This Is For
This space is for the everyday individual or family.
You don’t need to be wealthy.
You don’t need to be struggling.
You don’t need to have it all figured out.
If you’ve ever:
Felt stuck in cycles of debt or financial stress
Compared your situation to others and felt like you were behind
Wondered if there’s a more meaningful way to handle money
Wanted to grow in generosity but didn’t know where to start
Then you’re in the right place.
This isn’t just for extreme situations—it’s for real life.
What This Is Not
Let’s clear something up right away.
This is not:
A platform to pressure you into giving a certain percentage
A place where financial success is equated with spiritual success
A place to get recommendations for specific investments, insurance products, or legal advice
Yes, we will talk about giving.
Yes, we will talk about generosity.
But always through the lens of the heart, not obligation.
Biblical stewardship is far deeper than a transaction—it’s about trust, surrender, and alignment with God’s purposes.
Whether you engage with free content, purchase a resource, or seek counseling, the goal remains the same:
To help you grow into a faithful steward of what God has entrusted to you.
What Is a Christian Financial Counselor?
A Christian Financial Counselor (CFC) helps individuals and couples discover and pursue God’s design for their money. Rooted in Scripture, a CFC provides personalized financial guidance, practical tools, and thoughtful teaching to support clients on their journey toward financial health.
But Christian financial counseling goes deeper than numbers and budgets. A CFC considers the whole person—their heart, habits, and relationship with God. The goal isn’t simply financial stability; it’s spiritual growth. Christian Financial Counselors desire to see clients not only become wiser stewards, but also grow closer to Jesus through their financial decisions.
Christian Financial Counselors recognize that finances shape us just as much as we shape our finances. Financial counseling is as much about character formation as it is about financial health. This isn’t about helping people “get rich with Jesus,” but about helping them get on mission with God—discovering and pursuing His design for their lives and their money.
What Christian Financial Counseling Includes
Christian Financial Counseling focuses on financial literacy, coaching, and guidance. Services may include:
Aligning the heart and finances with Biblical foundations of money
Financial literacy concepts
Budgeting and cash-flow planning
Debt reduction
Goal setting and financial decision support
Coaching through life transitions and building good habits & restrictions
Christian Financial Counselors do not provide recommendations for specific investments, insurance products, or legal matters. They are not wealth management advisors.
Hank Heissenbuttel, CERTCFC® , CBF®
Hank Heissenbuttel is a CERTCFC® through the Institute for Christian Financial Health and a CBF® through the National Association of Credit Management. Hank is currently pursuing AFC® certification through the Association for Financial Counseling & Planning Education. He holds a Bachelor’s degree in Business Administration from Bellarmine University. Hank brings deep expertise and a genuine commitment to understanding the unique needs of each client no matter the season of life, prior financial literacy, or their story that brought them to their current financial state.
I’ve made poor financial decisions. I’ve been caught in cycles of debt. I’ve chased the idea of ownership—believing more was the answer. I’ve compared myself to others and let that shape my choices. And in those seasons, generosity was often the first thing to disappear. Something had to change.
Through Scripture and intentional reflection, I began to see money differently—not as something I controlled, but something entrusted to me.
That shift didn’t happen overnight, but it changed:
How I think
How I spend
How I give
How I live